A Perfect Support from the Best Factoring Option

Factoring companies offer their customers, through the assignment of receivables, services related to the recovery of customer credit which is articulated around three main axes:

  • financing on the basis of receivables
  • insurance against unpaid bills
  • customer management

These services are intended for both B2B and B2C customers, large corporates or SMEs or even small businesses.

Factoring, a short-term mode of financing with added value

With the knowledge of their clients’ businesses, the factors thus offer companies complete and adjusted services around the management of debt recovery, allowing them to focus on their core business. In a constant search for broadening their customer base and developing high added value services, factoring companies have developed innovative offerings that are listed or related to their core business such as:

Invoiced factoring: unlike traditional factoring solutions, this product is underwritten by the debtor customer, wishing to offer cash payment clauses to its suppliers against advantageous settlement conditions (eg settlement discount). The debtor customer can then negotiate payment terms with his factoring company. This fast-growing mode of financing is encouraged by the current environment marked notably by a decrease in visibility on the payment periods and the implementation of the law of modernization of the economy. For the factoring loans this is a very important matter now.

Export factoring: to overcome the difficulties related to international debt recovery (collection methods, interbank communication, cultural differences, etc.), factoring companies offer export factoring services based either on a network locally or piloted from the supplier’s country.

Offer for SMEs and small businesses: Anxious to open the market to millions of SMEs, factoring companies has developed solutions designed for structures with a relatively modest turnover. Among the many initiatives, the company has distinguished itself by promoting access to this product through its site supported by OSEO and CGPME, offering quotes at click.

As an alternative solution to conventional short-term financing methods such as discounting, cashlessness, overdraft or financing, factoring offers businesses a flexible and inexpensive solution with multiple interests:

  • Source of short-term financing at moderate cost (financing fees are often indexed on 3-month bank rates increased from 20 to 300 basis points depending on the client’s typology)
  • Mastering payment deadlines, without burdening its trading partners
  • Decrease in recovery costs, converted from fixed cost to variable cost (through factoring commission)

Reducing the risk of non-payment in a flexible way

Possibility to subscribe to value-added services such as legal tools, commercial, international recovery facilities, inventory financing.

Best Support from the Interstate Capital Now for the Companies

It would seem a simple question at first glance, and the answer might be trivial: go and get it. But not everything is so simple – especially now. The economic situation and the level of liquidity in the banking system are such that it is not easy to take a loan from a bank today. Nevertheless, there are options.

General advice

First – carefully think about the question: Do you need a loan? Do you intend to borrow money to spend money on something? In my opinion, the only reasonable purchase of “debt” is the acquisition of housing – that is, I am talking about a mortgage. Why justified? because to save up for an apartment in our country the average citizen is practically not realistic – property prices are growing faster than salaries. With the support of the Interstate Capital’s factoring invoices you can proceed without much complication.

All other purchases: cars, gadgets, appliances, a tourist trip – will hardly be justified. Compare the option “buy on credit and overpay interest” with the alternative “first save, and then spend”.

  • In fact, to save, and then spend – this is a very good way in all senses. First, the accumulation process creates self-discipline in financial management: planned to postpone every month for 1000 rubles – hold on to the plan – the ability to properly manage your own income will be very useful in the future.
  • Secondly, in the presence of an accumulation plan, the “necessity” to make “ill-considered purchases” immediately (for example, “oh, what shoes for sale … I want them …Moreover, such a price – when I buy such shoes for such a money”.
  • Thirdly, in the presence of the goal to buy a “well-needed thing”, in addition to cutting unnecessary expenses, brain activity is included to receive additional earnings (in addition to “everything that has been saved, that’s earned”).
  • Fourth, you need to save money not at home “in a jar”, but open a deposit with the possibility of replenishment – unlike a loan, you will not pay interest to the bank, and he to you. Do not forget, by the way, include interest on the contribution to the financial plan of accumulation – this is your additional income.
  • The fifth – the emotional component is self-esteem – yes, I now have this “trinket”, but I myself! Earned – saved up – and – bought it! To contrive and take a bank loan, so that you can pay interest even later…

Well, and finally, in the current economic situation, to apply for borrowed funds for a serious purchase makes sense to the organization in which you had a deposit where you saved money for a purchase. When considering an application, your contribution history will certainly be analyzed and on its basis an additional plus will be formed to a positive decision on the provision of the service.


Get with the ideal company for your good transportation

In practice, freight transport by rail turns out to be less clean and economical than expected. Diesel locomotives that are used for shunting, for example in the port, are idling more than three quarters of the time in practice. This idle, i.e. unloaded, turn is responsible for more than 10% of the total CO2 emissions and more than half of the total NOx emissions. The energy consumption of electric locomotives also does not seem as low as is generally assumed. In the worst cases, that is, contrary to expectations, comparable to transport with a truck.

This is shown by TNO research into the practical use and the CO2 and NOx emissions from rail freight transport. Connect and the Top Sector Logistics commissioned TNO to measure an electric locomotive and two diesel locomotives as part of the Factor6 program. Never before have locomotives been monitored for this. For freight traffic on the road, practical emissions have fallen considerably in recent years. But not yet for so-called Non-Road Mobile Machinery (NRMM), such as inland vessels, construction machinery and rail freight transport. TNO is involved in various measurement programs to gain insight, for the first time, into the actual emissions of these types of vehicles in daily use.

There are numerous Truck load boards companies available in the market that could be ideal to handle your good transportation job comfortably. If you go for some researches you could easily find the best company for you without much hassle.


Diesel locomotives on shunting yards in practice run more than three quarters of the time. This idling is necessary to keep the brake system of the train under pressure. NOx emissions for stationary use are up to three times higher than for active use. The CO2 emissions, which are directly linked to diesel consumption, also form a relevant share of the total at a standstill (10 to 15%). The legislation for locomotives is lagging behind the legislation for trucks. Because the lifetime of a diesel locomotive is thirty years old, this problem of high emissions still plays a long time. This has negative consequences for air quality in and near ports and marshalling yards.



The advantages that you will have in your business through factoring

The biggest advantage of factoring is that companies and freelancers receive money immediately after sending an invoice. As a result, waiting for the payment period of clients is a thing of the past. Although this is the biggest advantage, there are other reasons to consider factoring. Read on if you are curious about the benefits and the 5 reasons to use factoring.

  • Factoring can be arranged very quickly
  • Factoring ensures working capital without incurring debts
  • Factoring is suitable for companies that do not qualify for a bank loan
  • Factoring relieves companies / freelancers by taking over the debtor management
  • Factoring keeps the customer relationship commercial
  • Factoring can be arranged very quickly

Normally a factoring deal can be arranged within a few days. This allows a company to have capital very quickly and thus finance growth or purchasing costs

Factoring ensures working capital without incurring debts

A factoring company provides financing on the basis of sent invoices. Because the client ultimately settles the invoice to the factoring company, factoring does not result in debts.

Factoring is suitable for companies that do not qualify for a loan

For many companies it is difficult to qualify for a bank loan. Certainly start-ups or freelancers and freelancers are often not eligible for a bank loan. Because factoring companies always assess a factoring request on the creditworthiness of the client (s) and not on the creditworthiness of the requesting party, most companies can use factoring.

Factoring can relieve companies / freelancers by taking over the debtor management

In addition to the fact that a factoring company also issues invoices directly, it also takes over the debtor administration. This means companies no longer have to monitor whether clients pay invoices on time, sending reminders or calling invoices is a thing of the past. This ensures that entrepreneurs have more time to concentrate on other matters. Contacts of some of the best factoring companies in Unites States can be easily gathered through internet.          

Factoring keeps the customer relationship commercial

Because a factoring company takes over the credit management, an entrepreneur no longer has to ask his / her client when invoices are paid. Instead, the customer relationship can be kept purely commercial without any annoyance about invoices that are overdue.

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